The advisor was fantastic and has discussed, found and arranged our mortgage and bridging loan to suit our needs exactly. His advice has been excellent and he has found us the best (really low) interest rates and mortgage conditions. The great thing about this advisor is that he spends time with his client and asks the right questions to determine which mortgage is suitable for their needs. His projections are accurate, he arranges everything and goes through it in detail with you, so you know exactly what the conditions of the mortgage are, know how much of the mortgage you are paying off month by month, understand the division of your monthly payment between interest and capital, and can accurately predict how much of the mortgage remains on a year by year basis. Whenever there has been the slightest issue with the arrangements, he immediately resolved them. This is my second mortgage in the Netherlands, and the second time I've worked with him. He is fantastic at what he does.